Is retraining or further education worth it at 40+?

The data speaks in favour. According to ILO Skills and Lifelong Learning, training measures have a positive effect on employability across all age groups. In Germany, the BA supports further training through the Bildungspraemie, Aufstiegs-BAfoG and the Qualifizierungschancengesetz — also for employees over 45. Cedefop shows: German workers over 45 with current digital skills have better job market prospects compared to 2015. Caveat: Full retraining programmes (2-3 years) pay off less with a shorter remaining career. More sensible: Targeted upskilling measures (6-12 months) complementing existing experience. ILO Workforce 2030: Lifelong learning will become structurally necessary from 2030, not optional.